Drawing on student testimony, representative structures and engagement with college welfare leads, the paper highlights the financial anxiety experienced by students and concerns around interest rates, loan repayments and changes to repayment terms.

It also considers the wider impact of the current system on graduates’ financial security, including their ability to save and access housing, and raises important questions about fairness between generations and the long-term sustainability of student finance.

Read our submission to the student loans and graduation taxation parliamentary inquiry.